Introduction & Scope
Last Updated: January 1, 2023
This Privacy Policy describes how RazCrypto Gateway ("we", "us", or "our") collects, uses, and discloses your personal information when you use our cryptocurrency payment gateway services.
By using our services, you consent to the practices described in this policy. We reserve the right to modify this policy at any time, with changes effective immediately upon posting.
Important: RazCrypto Gateway acts solely as a payment processing service and assumes no responsibility for losses resulting from cryptocurrency volatility, user errors, network issues, or other factors beyond our direct control.
1. Information We Collect
1.1 Personal Information
When you register for our services, we collect:
- Full name and contact details
- Email address and password (encrypted)
- Phone number for verification and security
- Business information (if applicable)
- Cryptocurrency public wallet addresses
- Government-issued ID for verification (when required)
1.2 Transaction Information
For payment processing, we collect:
- Transaction amounts and cryptocurrency types
- Sender and recipient wallet addresses
- Transaction timestamps and blockchain hashes
- IP addresses and device information for security
- Browser and device type for compatibility
Security Note: We never store your private keys or have access to your cryptocurrency funds. All sensitive data is encrypted using industry-standard protocols.
1.3 Automatically Collected Information
We automatically collect certain information when you use our services:
- Log data (IP address, browser type, pages visited)
- Device information (hardware model, operating system)
- Usage patterns and service interaction metrics
- Cookies and similar technologies data
2. How We Use Your Information
We use the collected information to:
- Provide, maintain, and improve our payment gateway services
- Process transactions and prevent fraud
- Verify user identity (KYC/AML compliance)
- Communicate important service updates and security alerts
- Develop new features and services
- Comply with legal and regulatory requirements
- Analyze usage patterns to enhance user experience
- Resolve disputes and provide customer support
Limitation of Liability: RazCrypto Gateway is not responsible for losses arising from user error, cryptocurrency volatility, network congestion, smart contract vulnerabilities, or other factors beyond our direct control.
3. Data Sharing and Disclosure
3.1 Third-Party Services
We may share information with:
- Blockchain networks to process transactions
- Compliance and fraud prevention services
- Payment processors and financial institutions
- Legal authorities when required by law or to prevent fraud
- Service providers who assist in our operations
3.2 Business Transfers
In case of merger, acquisition, or asset sale, user information may be transferred as a business asset. We will notify users of any such change in ownership.
3.3 Legal Requirements
We may disclose your information if required to do so by law or in response to valid requests by public authorities.
Protection: We require all third parties to respect the security of your data and to treat it in accordance with the law.
4. Data Security
We implement industry-standard security measures including:
- End-to-end encryption for all sensitive data
- Two-factor authentication (2FA) for accounts
- Regular security audits and penetration testing
- Cold storage for any cryptocurrency holdings
- Employee access controls and privacy training
- Secure socket layer (SSL) technology for data transmission
Important: While we implement robust security measures, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security of your information.
5. User Rights and Choices
You have the right to:
- Access and review your personal information
- Request correction of inaccurate data
- Delete your account and personal data
- Opt-out of marketing communications
- Withdraw consent for data processing
- Data portability (receiving your data in a readable format)
- Object to processing of your personal data
To exercise these rights, please contact our support team. We will respond to all legitimate requests within 30 days.
Note: Certain data may be retained for longer periods when required by law or for legitimate business purposes.
6. Cookies and Tracking Technologies
We use cookies and similar technologies to:
- Authenticate users and maintain sessions
- Analyze service usage and performance
- Prevent fraudulent activities
- Remember your preferences and settings
You can manage cookie preferences through your browser settings. However, disabling cookies may limit your ability to use some features of our service.
7. International Data Transfers
As a global service, your information may be transferred to and processed in countries outside your residence. We ensure adequate protection through:
- Standard contractual clauses
- Data protection agreements with processors
- Compliance with applicable privacy laws
- Privacy Shield frameworks where applicable
8. Children's Privacy
Our services are not directed to individuals under 18. We do not knowingly collect personal information from children without parental consent. If we become aware that a child has provided us with personal information, we will take steps to delete such information.
9. Policy Updates
We may update this policy periodically to reflect changes in our practices or legal requirements. Significant changes will be communicated through email or service notifications. Continued use of our services after changes constitutes acceptance of the updated policy.
We will indicate the date of the last update at the bottom of this policy.
10. Contact Us
For privacy-related inquiries or concerns:
- Email: [email protected]
- Support Portal: https://support.razcrypto.com
- Mailing Address: [Your Company Address]
We take all privacy concerns seriously and will respond to all legitimate inquiries within a reasonable timeframe.
11. Limitations of Liability
RazCrypto Gateway provides payment processing services only and is not liable for:
- Losses due to cryptocurrency price volatility
- User errors in transaction details (incorrect addresses, amounts)
- Network congestion or blockchain failures
- Smart contract vulnerabilities or exploits
- Regulatory changes affecting cryptocurrency usage
- Security breaches of user devices or third-party wallets
- Force majeure events beyond our reasonable control
Users are solely responsible for securing their wallet credentials and verifying transaction details before confirming.